Fundlater

INVEST BIG. FUND SMALL.

Own a $10K investment portfolio with only $4K upfront

Invest now

How it works

GET AHEAD OF GETTING AHEAD

Own a $10K investment portfolio with only $4K upfront

Invest now

How it works

SAY GOODBYE TO THE BANK OF MUM AND DAD

Set up a $10k investment for your child with only $4K upfront

Invest now

How it works

Help your grandchildren get ahead

Set up a $10K investment for your child with only $4K upfront

Invest now

How it works

Step 1

Choose a portfolio that suits your investment goals and timeframe.

Step 2

Open an account with $4k and we will top it up to $10K. No margin calls.

Step 3

Pay us back with 20 fixed monthly $325 repayments. No penalties if you pay us back faster.

Investment options

Using a Fundlater loan you can choose from 4 diversified investment portfolios to suit your investment goals, risk appetite and timeframe. Borrowing to invest can increase your risk, view our PDS, TMD and Terms and conditions.

InvestSMART

Ethical Growth Portfolio

A portfolio of Australian and international shares, bonds, infrastructure and property excluding companies with harmful practices to the environment and society.

The portfolio provides capital growth and dividends and is suitable for those with a 5+ year investment timeframe.

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InvestSMART

Growth Portfolio

Invest in the largest companies across the globe as well as property, infrastructure and bonds. This diversified portfolio aims to provide the long-term investor (you) with capital growth and dividends for the long-term investor.

Suitable for a 5+ year investment timeframe.

Invest now Details

InvestSMART

Ethical High Growth Portfolio

Invest in a portfolio of 5-15 ethically rated exchange traded funds (ETFs), predominantly focused on growth assets (shares and property) with exposure to a little bit of fixed income investments like bonds and cash.

Suitable for a 7+ year investment timeframe.

Invest now Details

InvestSMART

High Growth Portfolio

Invest in the largest companies across the globe as well as property, infrastructure and bonds. This diversified portfolio aims to provide the long-term investor (you) capital growth and dividends with greater exposure to shares and high tolerance for risk.

Suitable for a 7+ year investment timeframe.

Invest now Details

Invest in diversified
ETF portfolios

Why we choose exchange-traded funds (ETFs)

ETFs pool together a group of companies. Through one transaction you’re able to own a part of hundreds of shares or bonds spreading your risk across different industries, countries and asset classes.

Benefits of investing in ETFs

Diversified Investment Portfolios using Exchange-traded funds (ETFs) is a great way to invest in a range of companies (you know and use every day) and assets at a lower cost.

Invest in local & global brands you use everyday

Our diversified investment portfolios of exchange-traded funds (ETFs) give you access to invest in great Australian and Global companies. Examples of top holdings you could invest in through one of our portfolios.

Download the Fundlater mobile app QR code

Download the Fundlater App today

Keep an eye on your investment 24/7

Our new simple to use app allows you to check performance, monitor holdings, transactions and fees wherever or whenever you want.

Privacy and security

It’s built using our same top level SSL security to ensure we keep your information safe and secure.

Investing safely is our priority

Not a margin Loan

Safer than standard margin loans because your potential loss cannot be more than the money you have invested.

Markets can go up or down

Potential to lose some or all of your investment if you stop paying monthly repayments.

Full tax reporting

We’ll consolidate all income & trading activity for your tax reporting.

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What our experts say
about Fundlater

If you’re keen to invest in shares, and you’re happy to accept the returns of a given index, ETFs can be a hassle-free option to get into the stock market.

— Effie Zahos, Money Commentator & Director.

I reckon Fundlater is the nudge plenty of Aussies have been looking for to grow their wealth.

— Paul Clitheroe, Chairman.

Lowering the risk of borrowing to invest is the hallmark of Fundlater; even if the value of the investment portfolio falls below the outstanding Fundlater loan balance, you will not owe any additional money.

— Ron Hodge, InvestSMART CEO.

Learn

Check out our educational articles to help you get the most out of your investment.